Welcome to Budget Finance Loan
At Budget Finance Loan, our mission is to provide South African consumers with convenient and efficient access to financial resources. We strive to simplify the loan process, ensuring that individuals and businesses can easily obtain the funds they need, anytime, and anywhere. We are committed to delivering exceptional customer service and ensuring financial inclusivity in South Africa. Our goal is to empower our customers to achieve their financial goals and aspirations, by providing them with the necessary resources and support to navigate their financial journey.

This is where a personal loan could help. You borrow a fixed sum of money for an agreed period of time and know what you have to repay based on what is affordable to you at the time. It could be the solution to your current financial situation.

You can use a personal loan for almost anything

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Welcome to Budget Finance Loan

At Budget Finance Loan, we are dedicated to providing flexible financial solutions to meet your personal loan needs. We offer a wide range of loan amounts, from five thousand rands (R10,000) up to five million rands (R5,000,000), giving you the opportunity to borrow the amount that best suits your requirements.

Our repayment terms are designed to offer you convenience and flexibility. Depending on the value of the loan you request, you can choose a repayment period of either 18 or 24 months. We understand that circumstances may change, which is why we offer the flexibility to repay your loan early without any additional charges.

To ensure ease of payment, we accept repayments in monthly, weekly, or fortnightly instalments. You have the choice to make payments conveniently through various options. You can set up a Continuous Payment Authority for automatic deductions, make payments over the phone using your debit card, or use our user-friendly online portal for hassle-free transactions.

At Budget Finance Loan, your financial convenience and satisfaction are our top priorities. We strive to provide a seamless loan experience, giving you the support you need to achieve your financial goals.

Contact us today to explore our loan options and take the first step towards financial empowerment with Budget Finance Loan.

Whether you need money for unexpected expenses, a medical emergency, or to fund a specific project, Budget Finance Loan can offer you a fixed interest rate personal loan according to your needs and circumstances. We are a responsible lender and will never lend you more than you can comfortably afford to repay.

How to Streamline Your Application

To streamline your application, please upload the following documents through our easy online application portal:
A clear copy of your South African ID
A recent document confirming your residential address
Up to 3 months’ recent, original bank-generated PDF statements (available via e-mail from your bank or from your banking app) or payslips, as proof of income

"When you choose to apply for a Budget Finance Loan *, our dedicated consultants assess your unique risk profile to determine your personalized interest rate and initiation fee. Our loan terms are designed to cater to your individual needs, with repayment periods spanning from 12 months to 6 years.

To apply for a
loan with us,
you need to be:

At least 21 years’ old;
Currently in employment with a regular income;
Resident in the

 South Africa
South African bank account holder on a debit card.

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Please make sure you have the following documents on hand before continuing with this application: South African ID Document / 3 Months Latest Bank Statements / 2 Months Latest Payslips / Proof of Residence